Written By Naphtal Sande
Edited By Brian Dixon
Legally Reviewed by Brian Dixon
Last Modified: January 08, 2024
Edited By Brian Dixon
Legally Reviewed by Brian Dixon
Last Modified: January 08, 2024
At one moment, you are having a normal day driving down the road, and the next, you are in a serious car accident. The truth is that a car accident in Kentucky can have serious effects on your health, life, and finances.
If you have been in a car accident, you may be facing expensive medical bills, lost wages from being unable to work, and a long road to recovery.
That is why it is important to hire a Kentucky car accident attorney who can help you get the compensation you deserve.
At Legal Giant, we understand the physical, emotional, and financial toll a car accident can have on your life. We will do everything in our power to help you get back on your feet and regain control over your health.
At Legal Giant, we are fully committed to connecting you with top-tier car accident attorneys right within the heart of Kentucky. We understand that when it comes to legal representation, it’s not just about expertise; it’s about having an advocate who is not only seasoned and skilled but also intimately acquainted with the local legal landscape and the unique factors that can shape your car accident case.
We strive to match you with a local attorney who possesses an in-depth understanding of Kentucky’s legal landscape. This ensures that the guidance you receive is not just generic legal advice but a tailored strategy crafted in accordance with the specific regulations governing car accidents in the Bluegrass State.
Keep in mind that the attorney you choose can significantly influence the outcome of your case. Trust us to connect you with an experienced Kentucky car accident lawyer ready to fight for your rights and ensure you get the rightful compensation that you deserve.
According to the Kentucky Office of Highway Safety, there are approximately 3.5 million registered highway cars in the state. The vast majority of these vehicles – more than 95% – are passenger cars and light trucks. Since roads and highways in Kentucky are shared by so many cars, motorists and passengers face an increased risk of being involved in a car accident.
More than 150,000 car accidents are reported in Kentucky every year.
These accidents lead to more than 25,000 injuries and approximately 730 fatalities.
More than 68% of car accidents in Kentucky involve more than one car.
At least 20% of all car accidents reported in Kentucky involve a moving car and a stationary object.
If you are involved in a car accident, and police don’t come to the accident scene, Kentucky car accident laws require parties involved in the incident to file a civilian collision report if the accident caused more than $500 in property damage. The report must be filed within ten days.
You can file the report online with the Kentucky State Police. Once you have filed the report, you will be prompted to download your own copy. Use the downloaded copy to report the case number plus other details relating to the accident to your auto insurance company.
However, in most cases, a comprehensive car accident report will be filed at the scene by a law enforcement officer. As long as you or someone else who was involved in the crash called 911, you don’t have to worry about the time limits for filing a car accident report.
Like other states, Kentucky requires all drivers to have car insurance. The minimum liability coverage allowed in Kentucky is $25,000 for bodily injuries or death of one individual in a crash, $50,000 for bodily injuries or death of two or more persons in an accident, and $10,000 in property damage.
Car insurance companies in Kentucky must offer drivers the option to buy uninsured/underinsured coverage as part of their car insurance policy.
This coverage pays for your injuries and damages if you are hit by a driver who doesn’t have insurance at all or have insufficient insurance to cover your losses.
Here are the top 4 most dangerous roads in Kentucky:
Roadways |
1. US-25 between State Road Champ and Fariston Road |
2. Interstate-264 |
3. Interstate-265 |
4. Interstate-75 |
Here are the most dangerous cities to drive through in Kentucky:
Cities |
1. Louisville |
2. Newport |
3. Middlesboro |
4. Jefferson |
5. Shively |
6. Paducah |
Have you been involved in a car accident in Kentucky? If so, you probably have questions. Here are some answer to frequently asked questions about car accidents in Kentucky:
Most of the car accidents in Kentucky result in injuries. Some of the leading causes of these accidents include:
Most of the car accidents are minor and don’t result in bodily injuries or property damage. Unfortunately, some crashes may result in life-threatening injuries. Some of the worst car accident-related injuries in Kentucky include:
If you have been injured in a car accident in Kentucky, it is important to seek medical attention immediately and contact an experienced car accident lawyer for legal advice and representation.
Even if you feel fine after a car accident, it is important to seek medical attention. Some injuries may not be immediately apparent and can worsen over time if left untreated. You will need a comprehensive medical evaluation to rule out any potential injuries.
Unlike most states where the statute of limitations for general personal injury lawsuits will automatically apply to car accident cases, Kentucky has a separate deadline for filing lawsuits stemming from car accidents.
The distinct statute of limitation for car accidents is outlined in the Kentucky Revised Statutes section 304.39.20.
Typically, if you have been injured in a car accident in Kentucky, you have up to two years from the date of the accident to file a lawsuit against the at-fault party.
However, due to certain exceptions, such as injuries that were not discovered until months or years after the crash occurred, you need to consult with an experienced car accident attorney to learn more about how Kentucky’s statute of limitations could affect your case and your right to seek compensation.
Kentucky follows modified comparative negligence laws. It means that your compensation will be reduced by an amount equal to your percentage of fault in causing the crash.
So, if you were deemed to be 25 percent at fault for a crash and suffered $50,000 in damages, you can recover up to $37,500 from the at-fault party.
Having an experienced car accident lawyer on your side can help you sort through the complex laws and rules regarding your rights as a motorist in Kentucky, so it is important to contact one as soon as possible after an accident.
Kentucky is one of the 12 states in the country that has no-fault car accident laws and requires all drivers to carry personal injury protection insurance.
In no-fault states, injured motorists and passengers first look to their own insurance company to pay for their medical bills and other economic losses, regardless of who caused the accident.
There are some exceptions to this rule, however. You can still file a personal injury lawsuit against the at-fault driver if your injuries meet the state’s serious injury threshold or if your damages exceed the limits of your own insurance policy.
In Kentucky, the threshold for eligibility to sue an at-fault motorist requires you to have incurred the following losses:
Fortunately, these are relatively low thresholds. So, if you have been injured in a car accident in Kentucky that left you with serious injuries, you can still seek compensation from the at-fault party in addition to your personal injury protection payments.
When you use our service, we ask you to provide details about your case. Our team then uses this information to match you with an attorney in our network who has the necessary expertise and experience for your specific case. We strive to match you with a local attorney near you.
Legal Giant’s matching service is completely free for users. If you decide to hire an attorney through our platform, they will work on a contingency fee basis, meaning you only pay if they win your case.
Have you or your loved one been injured in a car accident in Kentucky? If so, you need to seek legal representation as soon as possible.
Legal Giant connects you with the most experienced Kentucky car accident attorneys ready to fight for your rights so you can focus on your recovery. We shall work tirelessly to help you obtain the compensation you deserve.
We offer free initial consultations and work on a contingency fee basis, which means you do not pay any legal fees unless we successfully obtain compensation on your behalf.
To speak with one of our experienced Kentucky car accident lawyers today, call us today for a free, no obligation, consultation.
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