New Mexico Car Accidents
New Mexico car accidents can cause devastating bodily injuries that require expensive medical treatment to heal. Some injuries may even cause a permanent impact on your quality of life. Add that to the cost of property damage suffered, and your life is completely turned upside down.
However, all is not lost, especially if you were not at fault for the accident. Under the New Mexico law, car accident victims have a right to be compensated for losses suffered if someone else is responsible for the harm done to them.
An experienced Albuquerque car accident lawyer can help you pursue full and fair compensation in car accident claims so you can focus on what matters most – your recovery!
At Legal Giant, we have a dedicated team of car accident lawyers ready to manage all the legal aspects of your auto accident claim.
Our team can help you recover the rightful compensation you deserve to cater to your past and future medical bills, lost wages, car repair costs, and other aspects surrounding your car accident.
Major Highways in New Mexico – What Does the Traffic Look Like on an Average Day?
The longest route in the state is the U.S Route 70, spanning approximately 448.3 miles across southern New Mexico. The shortest route in the state is Route 160, clipping the extreme northwestern corner of the state. The route is approximately 0.86 miles long.
It is also good to mention that New Mexico is among the few states in the country that don’t have any three-digit interstate routes around its major cities.
Considering the sophisticated nature of the land terrain in most parts of the state, it is highly unlikely that New Mexico will have an interstate bypass constructed in the future.
When estimating the traffic flow in Albuquerque, it is critical to evaluate two crucial factors; traffic congestion and driver competence/attitude in the state.
In Albuquerque, the rush hour is typically two hours in the morning, from about 6:30 to about 8:30, and another two hours in the afternoon from about 4:30 to 6:30. However, the rush hour can begin slightly earlier on Fridays.
During the rush hour, traffic is relatively heavy and flows in one direction. It means that the arterials and the freeway that runs east-west are relatively busy east-bound during the morning rush hour and westbound in the afternoon.
The North-south arterials and the freeway are more evenly congested in either direction most of the time. So, if you are thinking about living and working in Albuquerque, you should consider having a commute that runs counter to the rush-hour traffic.
How Common Are Car Accidents in New Mexico?
The New Mexico Department of Transportation compiles and releases annual car crash reports in the state. The most recent report shows that New Mexico remains one of the states with the highest number of fatal crashes in the country.
As of 2020, the New Mexico population was approximately 2.1 million people, and the number of fatal car crashes reported in the state was 347, leading to about 397 deaths.
These numbers translate to approximately 18.6 deaths per 100,000 people, and 1.7 deaths per million vehicle miles traveled. The numbers are devastating and among the highest in the United States.
The report further shows that most New Mexico car accidents are single-vehicle crashes. Most interestingly, though, New Mexico is only behind one state, Oklahoma, in car accidents involving large trucks.
It is essential to keep these statistics in mind while driving through New Mexico, especially if you are an out-of-state driver. One slight mistake, and you could become a statistic as well.
Car Insurance in Albuquerque – What Does the Law Say?
Like most states in the country, New Mexico requires all drivers to carry some form of auto insurance while driving in the state. The coverage is meant to protect both you and the other road users in the event of an accident.
Drivers are also required to carry proof of insurance at all times, which must be produced at the request of a law enforcement officer. The minimum liability coverage acceptable in Albuquerque must include the following:
- At least $25,000 for bodily injury per person.
- At least $50,000 for bodily injury per car accident.
- At least $10,000 for property damage per car accident.
If you are financing or leasing your car, you may be required to purchase further physical damage coverage, commonly referred to as full auto insurance coverage.
The liability insurance is only meant to pay for damages you may cause to other parties in an at-fault accident. The bodily injury component covers their medical bills, while the property damage component covers any damage you inflict on their property.
Liability insurance also includes coverage for pain and suffering, funeral expenses in case of wrongful death, and lost wages. Remember that your liability coverage never pays for your bodily injuries or damage to your own property.
What Steps Should I Take Immediately After a Car Accident in New Mexico?
Your actions immediately after a car accident can be crucial in safeguarding your health and improving your ability to recover compensation. The most important thing you must do after any car crash is seeking medical attention.
Be sure to visit a hospital even if you think you have not been hurt in the accident. A full medical examination can reveal internal injuries that may take days or even weeks before they become symptomatic.
It can be far more difficult to recover compensation for bodily injuries suffered if you waited for days or weeks before seeing a doctor.
Besides seeking medical attention, you should also call the police so a comprehensive police report can be filed in connection to your car accident.
Take clear pictures of the accident scene and any physical injuries you may have suffered. Make sure you take the pictures from different angles and capture the exact position of each car involved in the crash.
Furthermore, seek eyewitnesses and ask them for their names and phone numbers. These individuals can play a critical role in settling any disputes that may arise out of liability claims.
As soon as you are able, talk to an experienced Albuquerque car accident lawyer about your situation. Be sure to speak to an attorney before saying anything to your insurance company.
Understanding Negligence in New Mexico Car Accidents
The principle that allows New Mexico car accident victims to sue the at-fault drivers for compensation is negligence. If someone acted negligently, leading to the accident, they are considered legally responsible for your injuries and property damage.
With the help of the right Albuquerque car accident lawyer, you can make the at-fault driver pay for your losses to make things right.
New Mexico uses comparative negligence in determining fault after a car accident. In comparative negligence, the assessment of fault is done on both sides. In most cases, you will find that every party played a role in causing the accident.
However, the party that carries much blame will be responsible for the other party’s injuries and property damage. New Mexico’s comparative negligence laws are so flexible that you can hold more than 50% of the responsibility for a car accident but still file a claim against the other party.
For instance, if you were texting while driving but the other party ran a red light and crashed into you, you can still sue that person for damages suffered. However, you will only be awarded damages corresponding to the amount of fault found with the motorist who ran the red light.
Albuquerque Car Accident Lawyer – When to Seek Legal Aid
Car accident claims are pretty complicated than most of us think. If you are unfamiliar with the New Mexico legal system and attempt to handle your claim on your own, you may end up with less money than you deserve or nothing at all.
Remember that insurance companies are in business and will want to keep their profits high. Thus, the insurance adjusters will be looking for any opportunity to give you a lowball settlement or deny your claim outright.
Hiring an experienced Albuquerque car accident lawyer can increase your chances of recovering the full amount of damages you deserve.
Your attorney will help you in many ways, including collecting evidence, negotiating with the insurance company, filing a lawsuit, and representing you in court.
Is There a Time Limit for Filing Car Accident Claims in New Mexico?
Yes. Car accident victims in New Mexico must be aware of various timelines and adhere to them if they want to recover compensation for damages suffered.
The first thing you need to do is report the car accident to your insurance company as soon as possible. Most insurance companies have strict reporting deadlines that you cannot afford to miss.
Furthermore, you also need to be aware of the state’s personal injury statute of limitations which is two years from the date of the accident. It means that you only have two years to file a motor vehicle accident lawsuit against the alleged negligent driver.
The court will most likely dismiss any lawsuit filed after the expiry of the two years. Therefore, the earlier you start the process, the better.
Get Help from an Albuquerque Car Accident Lawyer Today!
If you or your loved ones have been involved in a car accident in Albuquerque, New Mexico, reach out to Legal Giant today for help.
We have a proven track record of success in handling all types of car accident claims. Schedule a free initial consultation with one of our attorneys and let us help you seek the rightful compensation you deserve.