You start off your commute as usual. You are on your way to work, school, or running errands on one of the Alabama roads/highways that you have traveled countless times. There is no sign of trouble, and traffic is flowing smoothly. You may have even planned the rest of the day, and you are not worried about anything.
Then in a split second, something terrible happens. You hear a big bang, and suddenly your car cannot move. You’ve just been involved in an accident. Suddenly you are a statistic in many Alabama accidents reported, and you have to figure out what to do next.
You need to determine who is responsible for your injuries, plan your road to recovery, and file a personal injury claim against the at-fault driver. It can feel stressful and overwhelming, especially if it is your first time being involved in a crash.
Luckily, you don’t have to face the uncertainty alone. At Legal Giant, we can help you pursue legal action against the at-fault driver so you can focus on what matters most – your recovery.
Alabama car insurance laws require all drivers in the state to carry minimum liability coverage. Driving without the appropriate insurance coverage may attract legal fines of up to $1000 and suspension of your driver’s license for up to six months.
Typically, the consequences of driving without insurance vary depending on whether it is your first offense or if you have been convicted of the same offense before.
If you continue to drive without valid car insurance after your first conviction, it could lead to an SR-22 requirement or even imprisonment. An SR-22 is an insurance certificate one is required to file when registering their car as proof of auto insurance.
The minimum liability coverage allowed in the state of Alabama is as follows:
The state of Alabama car insurance laws also makes it mandatory for motorists to carry proof of insurance whenever they are driving. If a law enforcement officer pulls you over and requests proof of insurance, you must produce it.
According to the University of Alabama’s Center for Advanced Public Safety, an average driver in Alabama has greater than a one-in-three chance of being involved in an auto accident that causes injury or death every time they are on the road. It means that the probability of being involved in a car accident of any severity during your entire lifetime is greater than 98%. Below are some key car accident statistics for Alabama:
In Alabama, a car crash was reported every 3 minutes and 27 seconds in 2023.
In 2023, there were at least 983 people killed in 885 fatal crashes in Alabama.
There are at least 19.5 car accident related deaths per 100,000 people in Alabama
There are about 40 injuries for each fatal car crash in Alabama. The 5th highest rate in the U.S
Most Alabama car crashes occur in urban areas while most fatalities occur in rural areas.
In 2023, a person was killed in a road crash in Alabama every 8 hours, 53 minutes.
Suppose you are severely injured in a car accident in Alabama, and you take your case to court. Once the jury has heard your case and assessed evidence presented before the court decides that the other motorist was largely responsible for the crash, but you also share part of the blame.
So, what happens next? How does this ruling affect your car accident case in Alabama? Under Alabama’s contributory negligence laws, you can’t receive any compensation if you are found to have played even the slightest part in causing the accident.
In other words, you can’t recover any compensation. Only a dozen states follow the contributory negligence law, deemed too harsh for car accident victims. The contributory negligence in Alabama binds car insurance adjusters when they are evaluating your case.
Typically, the claims adjuster will decide based on what is likely to happen in court. So, if it looks like you share any amount of blame, the adjuster will play hardball during your settlement negotiations.
Even though this is a tough rule, you shouldn’t let it prevent you from pursuing your car accident settlement in Alabama. Instead, speak with an experienced Alabama car accident lawyer about your case to determine the best course of action.
Here are the top 4 most dangerous roads in Alabama:
| Roadways |
| 1. Interstate 65 (I-65) |
| 2. Alabama State Route 21 |
| 3. U.S Route 72 |
| 4. U.S Route 431 |
Here are the most dangerous cities to drive through in Alabama:
| Cities |
| 1. Tillmans Corner |
| 2. Gardendale |
| 3. Alabaster |
| 4. Millbrook |
| 5. Calera |
| 6. Foley |
Have you been involved in a car accident in Alabama? If so, you probably have questions. Here are some answer to frequently asked questions about car accidents in Alaska:
Some of the leading causes of motor vehicle accidents in Alabama include:
Immediately after a car accident, your first priority should be seeking medical attention for yourself and any others who may have been injured.
Once you have done so, gather as much information as possible, such as the names and contact information of all parties involved, photos of the accident scene, damage to vehicles, witness statements, and police reports.
Once you have taken care of your immediate needs, it is recommended to seek legal representation to ensure that your rights are protected and you have the best chance at receiving fair compensation for damages.
Car accidents can lead to a wide range of injuries, from minor cuts and bruises to more serious injuries such as traumatic brain injuries and spinal cord injuries. Whiplash, broken bones, and soft tissue injuries are also common.
Even if you feel fine after a car accident, it is important to seek medical attention. Some injuries may not be immediately apparent and can worsen over time if left untreated. You will need a comprehensive medical evaluation to rule out any potential injuries.
Like other states, Alabama has a strict statute of limitations that stipulates when you can file a car accident lawsuit.
In Alabama, car accident victims have two years from the accident date to file a personal injury lawsuit against the at-fault party. The same time limit applies to car accidents that result in death.
In case of death, the deceased’s personal representative must file a wrongful death lawsuit against the at-fault driver within two years. The two-year clock starts running from the day the injuries are sustained, meaning the exact date of the accident.
If you fail to file a lawsuit within this period, no court will ever hear it. In case of car damage, you have up to six years to file a claim against the at-fault party.
When you use our service, we ask you to provide details about your case. Our team then uses this information to match you with an attorney in our network who has the necessary expertise and experience for your specific case. We strive to match you with a local attorney near you.
Legal Giant’s matching service is completely free for users. If you decide to hire an attorney through our platform, they will work on a contingency fee basis, meaning you only pay if they win your case.
At Legal Giat, we take pride in our unique ability to connect you with top-rated car accident lawyers right in your local area. We understand the importance of having a legal representative who is not only experienced and skilled but also familiar with the local laws and nuances that may apply to your case.
Our specialized approach involves matching you with a local attorney who has a deep understanding of the legal landscape in your area. This ensures that you receive personalized and context-specific legal guidance tailored to the regulations governing car accidents in your locality.
By choosing Legal Giant, you’re not just getting a lawyer – you’re getting a local advocate who is well-versed in the intricacies of your community.
This can make a significant difference in the outcome of your case since your attorney will be equipped to navigate the unique legal challenges and considerations relevant to your region.
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