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Social Security Local to Iowa

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According to the Centers for Disease Control and Prevention (CDC), 23% of Iowa residents have a disability.

Individuals with mobility-related disabilities and cognitive impairment comprise the largest group, followed by those with hearing-related disabilities.

These disabilities make it challenging for individuals to work and support themselves and their families. For this reason, the U.S implemented Social Security Disability Insurance (SSDI), a federal program that provides financial assistance to those who cannot work because of a disability.

Unfortunately, only 4% of disabled residents in Iowa are approved for these benefits. Most people do not meet the qualification criteria; hence their applications are denied.

So, what qualifications must someone meet to qualify for SSDI?

If you want to learn about the eligibility criteria for Social Security disability benefits, this post is for you. Read on to learn everything about Social Security local to Iowa.

How Do I Qualify for Social Security Benefits in Iowa

Social Security Disability is accessible to all qualified American citizens. Since this is a federal program, the eligibility criteria remain the same across states.

You must meet two major requirements to qualify for disability benefits. First, your disability must be severe and should appear in the SSA Blue Book. The Blue Book lists disabling medical conditions that qualify for financial support.

You are unlikely to qualify if your medical condition does not appear on the list. In fact, 70% of applicants are not approved for benefits because they don’t meet this requirement.

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Secondly, you must have been working for long enough to pay into the Social Security system. Generally, you need ten years of work history, but you may be eligible for a waiver depending on your age and the severity of your disability.

A large number of disabled individuals still have some capacity to work. If you belong to this category, know that Iowa passed disability rights to protect you against discrimination. The law requires employers to make reasonable accommodations for disabled employees.

How Do I Apply for Social Security Benefits in Iowa?

There are three ways of applying for disability and other Iowa Social Services- in person, online, or over the phone.

Online application is the fastest and most convenient. If you choose this application method, you must first create an account at www.ssa.gov.

The online application form will contain questions regarding your medical condition and personal information, which you must fill out.

If you prefer applying in person, you will do so by visiting the nearest Iowa Social Security Office. You will need to provide proof of birth, proof of citizenship, your recent W-2 form, self-employment tax return, and Iowa Social Security number.

You may also call a customer representative at (800) 772-1213 to apply. The representative will ask about your disability, work history, and medications.

What Happens After I Apply for Social Security Benefits in Iowa?

The SSA forwards all completed applications to the Disability Determination Services (DDS) office for review. The DDS makes disability determination for Iowa state.

The DDS will review your application to ensure you qualify for disability benefits. To do this, they will send your medical records to your doctor to seek their opinion.

Your doctor will answer questions regarding your condition while mentioning how it affects your ability to work. You should follow up with the doctor, so they complete the questionnaire on time.

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Next, the DDS will have vocational experts review your disability. Vocational experts understand how a disability can affect any job. They will look at your work history and medical records to determine the kind of jobs that your disability can accommodate.

The DDS will finally rely on all this information to decide your disability status. If they consider you disabled, you will begin receiving the benefits. The amount you get in monthly payments will depend on your work history and how much you earn.

If the DDS does not consider you disabled, they will deny your application. But you can appeal if you disagree with the decision.

Appealing a Denial for Social Security Benefits in Iowa

The Iowa Social Security Administration denies up to 70% of initial applications. That means you should be ready to initiate the appeals process immediately once your application is denied.

There are four levels of appeals, and an applicant must complete each level within 60 days of the prior denial. You must complete one stage before moving on to the next.

Reconsideration

Request for Reconsideration is the first step after denial of the initial application. You will not have to provide additional information at this stage.

Your application will be given to a new DDS claims reviewer to rule out any errors that could have been made during the initial review. Only 20% of reconsideration requests are approved in Iowa.

Disability adjudication

You might be lucky at the disability hearing if your reconsideration is denied. Here, you need more documents or witnesses to make a stronger case.

The hearing occurs at the Iowa Hearing and Appeal Office based in West Des Moines.

Appeals council

The subsequent level of appeal entails requesting the Appeals council to review the two previous decisions.

The council can either decline your request or return your case to disability adjudication. Most claimants choose to hire a social security disability lawyer at this point.

District court

The federal district court is the highest and last level of appeals that reviews the decision of the Appeals court.

Iowa has two federal district courts, one for the Northern districts and another for Southern districts.

Iowa SSDI Hearing Wait Times & Average Approval Rate

Only 38% of those who apply for Iowa Social Security Disability benefits are approved during the initial application stage. The rest must pursue a reconsideration and hearing before an administrative law judge (ALJ).

At the hearing in Iowa, the odds of getting approved for benefits are higher than the national average. The state has an average approval rate of 55% against the 45% national average.

Additionally, the state has a shorter wait time for hearing before ALJ. The wait time in Iowa is 15 months against the national average of 19 months.

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One of the reasons applicants get approved at the hearing is that they bring in a lawyer to represent them.

According to a study by the Government Accountability Office, SSDI benefits with legal representation are three times more likely to be approved than those who go to the hearing alone.

So, if your initial application was denied, hire an experienced lawyer to represent you in the subsequent stages of the appeal.

How Do I Contact the Iowa Social Security Office Near Me?

Iowa has 19 Social Security Field offices and one Office of Disability Determination Services that serve disabled residents in the state.

Contact the nearest Iowa Social Security Field office from the list below for help if you need assistance during the application process.

Iowa Field OfficePhysical AddressPhone Number
Ames Office2615 University Blvd
Ames IA 50010
(866) 899-1928
Burlington Office3012 Division St
Burlington IA 52601
1-800-772-1213
Carroll Office818 N Bella Vista Dr
Carroll IA 51401
(866) 572-8381
Cedar Rapids Office3165 Williams Blvd Sw
Cedar Rapids IA 52404
(319) 393-0045
Clinton Office226 Fourth Ave South
Clinton IA 52732
(563) 243-5002
Council Bluffs Office20 Arena Way Ste 1
Council Bluffs IA 51501
(866) 331-9094
Creston Office906 E Taylor St
Creston IA 50801
(866) 613-2827
Davenport Office131 W 3rd St
Davenport IA 52801
(563) 326-1621
Des Moines Office455 Sw 5th St Ste F
Des Moines, IA 50309
1-800-772-1213
Dubuque Office1635 Associates Dr
Dubuque IA 52002
(563) 582-3626
Fort Dodge Office2315 2nd Ave North
Fort Dodge IA 50501
(515) 576-5185
Iowa City Office400 South Clinton
Iowa City, IA 52240
(319) 338-9461
Marshalltown Office2502 South 2nd Street
Marshalltown IA 50158
(641) 752-6376
Mason City Office625 Village Grn Dr Sw.
Mason City IA 50401
(641) 423-4325
Ottumwa Office2429 Northgate Street
Ottumwa IA 52501
1-866-964-7394
Sioux City Office3555 Southern Hills Dr
Sioux City IA 51106
(866) 338-2859
Spencer Office1610 12th Ave Sw.
Spencer IA 51301
(712) 262-5350
Storm Lake Office800 Oneida St
Storm Lake IA 50588
(712) 732-1095
Waterloo Office3121 Greyhound Drive
Waterloo IA 50701
(888) 456-9554

Get Legal Help Applying for Social Security Benefits in Iowa

Applying for Social Security Disability Insurance is not an easy process. It takes time to gather enough evidence to prove your disability, apply, and appeal denied applications.

An experienced Iowa Social Security disability attorney can assist you in completing an error-free application to increase your chances of being approved for benefits.

An attorney can further represent you before the administrative law judge if your application is denied. Contact us today for a free no-obligation consultation with an Iowa SSDI lawyer.

Disclaimer: Legal Giant is not a law firm and does not offer legal advice. We connect you with a network of attorneys applicable to your legal needs. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site.

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